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新车保险中心作为车险领域出现的一种新现象,逐渐受到业内关注。近期,我们对西安、青岛,成都和武汉四地区的新车保险中心做了实地调查,就与其相关的法律问题进行了深入探讨。 新车保险中心产生的背景 车险市场秩序混乱是长期困扰财产保险公司经营的老大难问题。虽然保险监管部门和保险行业协会对新车保险市场秩序进行过多次专项整顿,但违法违规行为非但没有收敛,反而愈演愈烈。超标支付手续费达50％以上,不仅损害了保险公司的合法利益,而且滋生腐败,一些非法保险代理
As a new phenomenon in the field of auto insurance, the new car insurance center has gradually attracted the attention of the industry. Recently, we conducted a field survey of new car insurance centers in Xi’an, Qingdao, Chengdu and Wuhan, and conducted in-depth discussions on the legal issues related to them. The background of the new car insurance center auto insurance market disorder is the long-standing problem that has plagued property insurance companies. Although the insurance regulatory authorities and the insurance industry associations have conducted many special rectifications on the order of the new car insurance market, the non-compliance has not only failed to converge, but has intensified. Exceeded the payment of handling fees of more than 50%, not only undermined the legitimate interests of insurance companies, but also breed corruption, some illegal insurance agents