所谓储蓄存款保险,是指金融机构为保护存款人的利益,维护公众对银行的信誉,保持金融稳定及社会稳定而向保险公司办理储蓄存款保险的一项业务。 众所周知:近几年,我国信贷资金来源结构发生了很大的变化,储蓄存款已成为银行信贷资金来源的重要组成部分。据有关统计数字表 The so-called savings deposit insurance refers to the financial institutions to protect the interests of depositors, safeguarding the public’s credibility of the bank, to maintain financial stability and social stability to the insurance company for a deposit insurance business. As we all know, in recent years, the structure of China’s credit funds has undergone great changes. Saving deposits have become an important part of the sources of bank credit. According to the statistics table