机手参加保险,目的在于增强自身的抗灾能力,一旦发生意外事故,能够从保险公司获得赔款,从而减轻自己的经济损失。有不少机手认为自己参加了保险,出了事故反正有保险公司顶着,就不顾安全,经常违章驾驶,开冒险车。这其实是对保险的一种误解,由此形成了一个个保险“误区”。 The purpose of the hands-on insurance is to enhance its own resilience and to recover indemnities from insurance companies in the event of an accident so as to reduce their economic losses. There are quite a few handlers who think they have taken part in the insurance. In the event of any accident, the insurance company will withstand the accident without any regard for safety and often take illegal driving. This is actually a kind of misunderstanding of insurance, thus forming a insurance “misunderstanding.”