我国目前已进入过剩经济的通货紧缩阶段，有效需求不足。扩大国内需求，开拓国内市场，是启动经济增长的动力。由于我国城镇居民的消费水平自改革开放以来已经经历了两次历史性跃迁，自９０年代，其消费水平跃进以汽车、住房等为主要追求目标的第三阶段。但目前尚处于这一阶段 At present, China has entered the period of deflation in excess economy and its effective demand is insufficient. Expanding domestic demand and opening up the domestic market are the driving forces behind the economic growth. Since the consumption level of urban residents in our country has undergone two historic transitions since the reform and opening up, the consumption level of the urban areas has leapt to the third phase of pursuing the goal of automobiles and housing since the 1990s. But it is still at this stage