在经济一体化和金融全球化的今天,银行经营活动的高风险特征显得更加明显,防范与控制风险已成为银行的核心竞争力和创造资本增值的重要手段。随着农发行内部改革的逐步深入,业务范围的不断扩大,发展速度的日益加快,农发行贷款的风险管理也将处于新的状态。本文针对农发行存在的问题对其如何防控贷款风险,实现又好又快发展提出相关建议。 Nowadays, with the economic integration and financial globalization, the high-risk characteristics of bank operations become more obvious. The prevention and control of risks has become an important means of bank’s core competitiveness and capital increment. With the gradual deepening of the internal reform of the ADB, the continuous expansion of its business scope and the ever increasing pace of development, the risk management of the ADIB will also be in a new state. This article gives some suggestions on how to prevent and control loan risks and achieve sound and fast development of ADBC.