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随着经济发展,汽车进入百姓家庭,借用他人车辆的情形也日益普遍。在前期案例中,我们曾介绍过车辆在借用过程中发生交通事故,车主与借用人的责任如何界定。那么,在借用过程中车主与保险公司、借用人与保险公司应如何承担赔偿责任呢?为此,我们特意选取了其中有代表性的案例,就相关问题进行分析。【案例】李某于2013年3月购买了一辆家庭自用车,并仅向A保险公司投保了交强险、车辆损失险、50万第三者
With the economic development, it is also increasingly common for cars to enter homes of people and borrow vehicles from others. In the previous case, we described how a car accident occurred in the course of borrowing. How to define the responsibilities of car owners and borrowers? So, how should owners and insurance companies, borrowers and insurance companies bear the liability for compensation in the process of borrowing? To this end, we deliberately selected representative cases to analyze relevant issues. [Case] Lee bought a home-use car in March 2013 and insured insurance company A only with strong insurance, vehicle damage insurance and 500,000 third parties