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一、现状改革开放以来，我国城镇住宅建设投资累计达4000亿元，城镇人均居住面积已从1978年的3．6平方米提高到1994年的77平方米。但从总体上看，城镇住房无论数量上还是质量上，仍然处于低水平，目前城市仍有住房困难户400万户，还有大量的旧城改造任务和危旧房需要更新．目前
I. Status Quo Since the reform and opening up, the total investment in urban housing construction in China has reached 400 billion yuan. The per capita living space in urban areas has risen from 3.6 square meters in 1978 to 77 square meters in 1994. However, on the whole, urban housing is still at a low level, both in quantity and in quality. At present, there are still 4 million housing-poor households in urban areas and a large number of old urban reconstruction tasks and dangerous old houses need to be updated. Currently