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近些年来,混合经营的金融模式在我国经济社会发展中占据着十分重要的位置,同时具有积极的促进作用。但是,当前我国在混合经营下金融保险法律制度中也存在着一定的弊端,对我国金融保险制度造成了挑战。现通过分析混业经营的优点、缺点以及与金融保险法律制度的关系,并且了解我国混合经营趋势下金融保险法律制度面临的挑战,还要分析我国借鉴和学习其他发达国家混业经营立法的重要意义,最后提出合理有效的对策来更加规范混合经营下我国金融保险法律制度。
In recent years, the financial model of mixed management occupies a very important position in the economic and social development of our country, and at the same time, it has a positive promotion. However, there are still some drawbacks in the legal system of financial insurance under the mixed operation in our country, which poses challenges to the financial insurance system in our country. Through the analysis of the advantages and disadvantages of mixed operation and its relationship with the legal system of financial insurance, as well as the challenges faced by the legal system of financial insurance under the trend of mixed operation in our country, we also analyze the importance of drawing lessons from and studying the legislation of mixed operation in other developed countries Significance, and finally put forward reasonable and effective countermeasures to standardize the legal system of China’s financial insurance under the mixed management.