中国渔业互保协会成立于1994年,它是在渔民寻求渔业保险保障的过程中,在保险正规军之外形成的“合作组织+行政辅助”模式的组织,具有“民办公助”性质。本文对其这一特性进行了较深入的分析,这种分析不仅有助于认识中国渔业互保协会的运作特点,对于“三农”领域中类似组织的发展也具有参考价值。 China Fisheries Mutual Insurance Association was established in 1994. It is a “cooperative organization + administrative assistant” model organization formed by fishermen seeking for fishery insurance protection outside the regular army of insurance, and has “Private-owned Subsidies” nature. This paper analyzes this characteristic deeply. This kind of analysis not only helps to understand the operational characteristics of China Mutual Insurance Association, but also has reference value for the development of similar organizations in the field of “Three Rural Issues”.