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一、现状 自农业银行代理农业发展银行业务以来,期间已经历了两次利率调整。同时,按农发行字(1995)64号文件精神,自1995年起,农发行所发放的各项贷款已改变计息办法,即从1995年元月1日起,利率调整后发放的各项贷款,今后遇利率调整时不再分段计息,而按合同利率计息。调整日以前已发放的各项贷款,仍按原规定的利率计息;合同期满后,则改按当日挂牌公告的贷款利率执行。但自今年5月1日利率调整后,这种计息办法,特别是对一些政策性强的粮棉油收购、调
First, the status quo Since the Agricultural Bank of Agricultural Bank of China Agricultural Bank of agents, the period has gone through two interest rate adjustments. At the same time, according to document Nong Fa Xing Zi (1995) No. 64, since 1995, all loans granted by ADBC have changed their interest-bearing measures, that is, from January 1, 1995 onwards, all interest-rate-adjusted loans Loans, interest rates in the future when the adjustment is no longer sub-paragraph interest, but according to the contract interest rate. The loans that have been issued before the adjustment date still carry interest at the interest rate originally stipulated; after the contract expires, the loan interest rates listed on the day of the loan will be used instead. However, since the interest rate adjustment on May 1 this year, such interest-bearing measures, especially for some policy-oriented acquisitions of grain,