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与发达国家相比,我国工程保险尚处于起步阶段。1979年,中国人民保险公司拟定了建设工程一切险和安装工程一切险的条款及保单。同年8月,中国人民银行、国家计委等部门联合发文,规定国内基建单位应将引进的建设项目的保险费列入投资概算,向中国人民保险公司投保建筑工程险或安装工程险。当时,工程保险主要在一些利用外资或中外合资的工程项目上实行。
Compared with developed countries, China’s engineering insurance is still in its infancy. In 1979, PICC formulated the terms and policies for all construction risks and installation risks. In August of the same year, the People’s Bank of China and the State Planning Commission jointly issued a document stipulating that domestic infrastructure units should include the insurance premiums of construction projects introduced into their investment estimates and insure the People’s Insurance Company of construction insurance or installation insurance. At that time, project insurance was mainly implemented on projects that utilized foreign investment or Sino-foreign joint ventures.