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小额贷款公司是为解决农村信贷供需矛盾,引导资金流向农村地区和欠发达地区而设立的,因此其诞生伊始就受到了社会各方的关注。自2008年银监会和人民银行联合发布《关于小额贷款公司试点的指导意见》以来,小额贷款公司得到了更加广泛的关注,发展十分迅速。据中国人民银行统计,截至2011年6月末,全国共有小额贷款公司3366家,贷款余额2875亿元,上半年累计新增贷款894亿元。小额贷款公司在聚集民间资金、服务中小企业和地
Microfinance companies set up to solve the contradiction between supply and demand of rural credit and guide the flow of funds to rural areas and less developed areas, so the beginning of its birth has been the concern of all sectors of society. Since China Banking Regulatory Commission and People’s Bank of China jointly released the Guiding Opinion on the Pilot Project of Microfinance Lending Companies in 2008, the microfinance companies have been receiving more extensive attention and have been developing rapidly. According to the statistics of the People’s Bank of China, as of the end of June 2011, there were 3,366 small loan companies nationwide with a loan balance of 287.5 billion yuan and a total of 89.4 billion yuan of new loans in the first half of the year. Microfinance companies are gathering private funds to serve SMEs and land