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随着次贷危机在美国的爆发以及向全球的不断蔓延,美国信评业潜在的危害性不断暴露.本文以次贷危机为视角对信评业存在的美国标准现象进行了反思,并结合我国信评业的情况得出了几点启示.“,”The latent hazardous nature of American credit rating exposes unceasingly along with the crisis's eruption as well as its spreading to global.This article has carried on the resonsideration to the credit rating industry's American standard phenomenon based on American sub-prime mortgage crisis's inspection,and obtained several enlightenments according to our country's actual situation.