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近代保险是资本主义商品经济的产物,中国近代意义上的保险思想和保险业,伴随西方资本主义的入侵传入中国,并在中国生根和发展。从清末到民国,在走过半个多世纪的艰难曲折的历程之后,至20世纪30年代,各类保险公司如雨后春笋般地出现,当时开办的险种有水险、火险、人寿险、人身安全、财产、船舶货物运输等十多种。目前学术界对中国近代保险业的研究已逐渐重视,但研究仍然十分薄弱,成果也非常有限。尤其是关于民国时期的人寿保险业尚无深入探讨,本文试图就此问题作一粗浅研究。
Modern insurance is a product of the capitalist commodity economy. In modern China, insurance thinking and insurance are introduced into China along with the invasion of Western capitalism and take root and develop in China. From the late Qing Dynasty to the Republic of China, after more than half a century of difficult and tortuous course, all kinds of insurance companies mushroomed through the 1930s. At that time, there were marine insurance, fire insurance, life insurance, personal safety, Property, shipping and other goods transport more than 10 kinds. At present, the academic circles have paid more and more attention to the study of insurance industry in modern China, but the research is still very weak and the results are very limited. In particular, there is no deep discussion on the life insurance industry during the Republic of China. This article attempts to make a superficial study on this issue.