聪明的晋商通过与政府“结盟”的方式,屏蔽了其他商帮的进入,同时也将产业的规则裁判权上缴。现在,商帮这个概念很流行,号称“天下第一帮”的晋商最有钱的时候,资本总额超过一亿两白银,相当于清政府两年的财政收入。不过很多人不知道他们是怎么衰落的。晋商出名是在明初,到了清道光年间,平遥人雷履泰发明了票号。他原本是做颜料生意的,发明了一套密码法,可以保证票据的安全性。票号一开 The clever Shanxi merchants blocked the entry of other business partners by means of “alliance with the government” and also handed over the industry’s rules and jurisdiction. Now, the concept of business gangs is very popular. When the Shanxi merchants, who claim to be the “big first in the world,” have the most money, the total capital is more than one hundred million two silver, equivalent to the Qing government’s fiscal revenue for two years. However, many people do not know how they have declined. The Shanxi merchants became famous in the early Ming Dynasty. In the Qing Dynasty, Pingyao Ren Leiluo invented the ticket number. He originally did a paint business and invented a cryptographic method to ensure the security of tickets. Ticket number opened