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近年来,随着国家对房地产市场宏观调控的持续加强,银行个人住房贷款业务随之出现了一些新情况和问题,本文分析了住房贷款业务的主要风险点并提出了防范措施。
In recent years, along with the continuous macro-control of the real estate market by the state, some new situations and problems have emerged in the personal housing loan business of banks. This paper analyzes the main risk points of the housing loan business and puts forward preventive measures.