论文部分内容阅读
环境责任保险作为一种新型的替代性损害赔偿方式,产生于责任保险。起初,环境责任保险并不包括在责任保险中;但是,随着工业的发展,环境侵权事故的频发,传统民事损害赔偿救济方式的不足。政府、企业、社会公众为维护各自的利益,以减少各方因环境侵权事故造成的损失,开始将责任保险应用到处理环境侵权事故中,便逐渐产生了环境责任保险,学者将其定义为以被保险人因污染环境而应当承担的环境赔偿或治理责任为标的责任保险。
As a new type of alternative damages, environmental liability insurance arises from liability insurance. At first, environmental liability insurance was not included in the liability insurance; however, with the development of industry, the frequent occurrence of environmental infringement and the lack of remedies for traditional civil damages. In order to protect their respective interests and reduce the losses caused by environmental infringements, governments, enterprises and the public started to apply liability insurance to deal with environmental infringement accidents. Gradually, environmental liability insurance has been developed. Scholars defined it as " The insured person shall take the responsibility insurance covering the environmental compensation or governance responsibility that should be borne by the insured person for polluting the environment.