正是在“20/80”规则和边际报酬递减规律的共同作用下,众多传统金融机构往往更为关注争夺储蓄规模更高或者信贷需求更高的优质客户,自然地选择漠视众多中小客户的金融需求,这使得银行等传统金融机构成为众多普通民众所诟病的对象。然而互联网技术的引入可以持续降低金融服务的成本,哪怕 It is in the “20/80” rule and the law of diminishing marginal returns, many traditional financial institutions are often more concerned about competing for higher savings or higher credit demand of high-quality customers, naturally choose to ignore many small and medium customers Financial needs, which makes banks and other traditional financial institutions become the object of criticism of many ordinary people. However, the introduction of Internet technology can continue to reduce the cost of financial services, even though