农户小额信用贷款工作,正在全国范围内开展,这是我国农村信贷管理体制的重大改革,是一件利国、利民的好事、实事。最近我们对我市依兰支行推广实施农一小额信用贷款情况进行了调查,并走访了十个村屯。当对农户提出农村信用社的三、五户联保与小额信用贷款哪个受欢迎时,农民一致反映当然是小额信用贷款,但调查中也发现,虽然小额信用贷款受到农民普遍欢迎, The work of small-scale credit loans for farmers is being carried out across the country. This is a major reform of China’s rural credit management system and a good and practical matter of benefiting the country and benefiting the people. Recently, we conducted a survey on the promotion and implementation of the “Agricultural-Rural Small Credit Loan” in Yilan Branch of our city and visited 10 villages. When farmers and rural households put forward three or five UNPROFOR and micro-credit which is popular, the farmers unanimously reflect the micro-credit loans, but the survey also found that although the micro-credit loans are generally welcomed by farmers,