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保险费是被保险人参加保险时向保险人缴付的费用.保险合同订立后,被保险人必须向保险人缴付保险费,才能取得保险人根据保险合同的内容承担的赔偿责任.缴付保险费是保险合同的重要内容,凡在规定时间内缴付保险费的,保险合同即可按期生效.如果被保险人不能按期缴付保险费,保险合同即告失效.保险费应由投保人按约定的方法、时间及地点缴付.为他人的利益订立保险合同的,其保险费也应当由投保人支付.人寿保险及伤害健康保险的利害关系人都可以为投保人代付保险费.下面我们将从时间、地点、方法三个方面来谈谈保险费缴付的法律问题.
Insurance premium is the fee paid by the insured to the insurer when participating in the insurance.After the insurance contract is concluded, the insured must pay the insurer the insurance premium to obtain the insurer’s liability according to the content of the insurance contract. Insurance premiums are an important part of the insurance contract. Where the insurance premiums are paid within the stipulated time, the insurance contract can take effect on schedule. If the insured fails to pay the insurance premiums on time, the insurance contract shall expire. According to the agreed method, time and place to pay for the benefit of others to enter into an insurance contract, the insurance premiums should also be paid by the insured.Life insurance and health insurance stakeholders can pay insurance premiums for policyholders. Below we will talk about the payment of legal fees from the three aspects of time, place, method.