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在金融市场日益开放的今天,防控不良贷款已经成为各大商业银行的头等大事。在整体经济下行的大环境下,中国农业银行松滋市支行(以下简称农行松滋支行)的不良贷款率由2016年初的0.71%下降到0.45%,不良贷款率下降了0.26百分点。该行不良贷款率迅速下降的背后,是农行松滋支行客户风险控制部主任曹昌斌的默默付出。曹昌斌走上风险控制部岗位后,认真研究农行松滋支行在案的不良贷款资料和当前运行的风险防控机制。深思
Today, with increasingly open financial markets, preventing and controlling non-performing loans has become the top priority for major commercial banks. Under the overall economic downturn, the non-performing loan ratio of Agricultural Bank of China Songzi Branch (ABC Songzi Branch) dropped from 0.71% at the beginning of 2016 to 0.45% and the NPL ratio dropped 0.26%. Behind the rapid decline in the bank’s non-performing loan ratio, Cao Changbin, director of customer risk control at Songzi Branch of ABC, quietly paid. After taking office positions in risk control department, Cao Changbin carefully studied the non-performing loan data of the bank in Songzi Branch of ABC and the risk prevention and control mechanism of the current operation. Thinking deeply