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《非银行支付机构网络支付业务管理办法》发布后,引发了广泛热议。由于内容较长,磐石之心详细摘选了3条重点内容,并逐条进行解读,希望可以解决读者们心中疑惑。1、支付机构不得为金融机构,以及从事信贷、融资、理财、担保、货币兑换等金融业务的其他机构开立支付账户。解释:支付机构假如可以为P2P等金融机构开设信托账户,那么信托资金就可以通过网络支付工具直接转入该信托账户,而这个支付机构作为网络通道,不在央行监管范围内,
“Non-bank payment agencies online payment business management approach,” after the release, aroused widespread heated debate. As the content is longer, rock heart selected three key elements in detail, and one by one interpretation, hoping to solve the reader’s doubts. 1. Payment institutions may not open payment accounts for financial institutions and other institutions engaged in financial businesses such as credit, financing, wealth management, guarantee and currency exchange. Explain: If payment agencies can open trust accounts for financial institutions such as P2P, then trust funds can be directly transferred to the trust account through online payment tools. This payment institution, as a network channel, is not under the supervision of the central bank,