当前,经济增长高位趋缓,经济运行下行压力犹存,城乡居民的收入增长受到影响,消费心理产生波动,已形成的消费热点也正在转变,扩大消费面临压力。面对当前这一经济形势,邮储银行需要在风险可控前提下,顺应业务发展规律和市场动向,推进消费信贷业务持续健康发展。注重业务创新增强发展活力毫无疑问,业务创新是业务持续发展的不竭动力,也是邮储银行新 At present, the high economic growth is slowing down and the downward pressure on the economy still exists. The income growth of both urban and rural residents is affected. Consumption psychology is fluctuating. The already formed consumer hot spots are also undergoing changes, and the consumption expansion is under pressure. Facing the current economic situation, the Postal Savings Bank needs to comply with the business development rules and market trends to promote the sustainable and healthy development of the consumer credit business under the controllable risks. Pay Attention to Business Innovation and Enhance the Development Vitality There is no doubt that business innovation is an inexhaustible motive force for the sustainable development of the business and also a new