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酝酿已久的《中华人民共和国保险法》的颁布和实施是我国金融法制建设漫长道路上的一个里程碑。《保险法》的诞生，必将进一步推动中国保险市场健康、有序地发展，进而提高中国保险业的效益和质量。由于保险是提供风险转移服务的特殊行业，研究我国《保险法》的特点，对实施这
The long-awaited promulgation and implementation of the “Insurance Law of the People’s Republic of China” is a milestone on the long road to building a financial legal system in our country. The birth of the “Insurance Law” will surely further promote the healthy and orderly development of the insurance market in China so as to further enhance the efficiency and quality of China’s insurance industry. Since insurance is a special industry that provides risk transfer services, we study the characteristics of our “Insurance Law”