融资租赁业起源于美国。它是一种以金融、贸易与租赁相结合,以租赁物件的所有权与使用权相分离为特征的新型信贷方式。80年代初,随着改革开放商品经济的迅速发展,这一行业在我国也悄然兴起。据不完全统计,到1993年底,全国从事融资租赁的专业租赁公司和兼融资租赁业务的银行和非银行金融机构已达360多家,承做各类租赁项目5000余 Financial leasing industry originated in the United States. It is a new type of credit characterized by a combination of finance, trade and leasing, characterized by the separation of tenure and use rights. In the early 1980s, with the rapid development of the commodity economy during the reform and opening up, the industry also quietly emerged in our country. According to incomplete statistics, by the end of 1993, there were more than 360 professional leasing companies and financial and leasing financial institutions engaged in financial leasing across the country and more than 5,000 leased projects were undertaken