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未来5-10年,我国保险综合经营将出现以下趋势:——保险综合经营成为保险经营的主要形式。——资产管理成为保险综合经营的主要方向。——拓宽用足销售渠道成为保险公司抢占综合经营的制高点。——专业化分工越来越细成为保险综合经营的显著特征。——控股集团成为保险综合经营的主要形式。保险综合经营在我国的发展具有客观必然性,但由于我国国情的特殊性,保险综合经营还存在各种各样的问题,其发展趋势既会表现出国际上保险综合经营的共同特性,也会表现出具有我国特征的、与国际保险综合经营趋势不完全一致的特性。
In the next 5-10 years, China’s integrated insurance business will show the following trends: - Integrated insurance business has become the main form of insurance business. Asset management has become the main direction of integrated insurance business. - Broaden the use of sales channels to become insurance companies to seize the commanding height of integrated management. - The specialization of division of labor has become a prominent feature of integrated insurance management. - Holding Group has become the main form of integrated insurance business. However, due to the particularity of China’s national conditions, there are still various problems in the comprehensive management of insurance. The development trend of both will show both the common characteristics of integrated insurance in the world and the performance of comprehensive insurance in international markets Out of the characteristics of our country, and the trend of integrated international insurance business is not exactly the same characteristics.