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担保物权作为以确保债务的清偿为目的,而在债务人或第三人的特定物或权力上所设定的定限物权,其首要目的即为了确保债权人债权的实现,因而担保物权在学说上又称为价值权。担保物权这种价值性和担保目的性决定了其必须从属于被担保的主债权,而不可能脱离主债权而独立存在。尤其是在二者的时效要求方面更不相同,不能混为一谈。而我国《物权法》(草案)第一百九十九条规定,担保物权随着主债权诉讼时效期间届满而消灭。该条后段又规定“担保物权人占有担保财产的,担保人可以要求担保物权人行使担保物权,担保物权人不行使的,担保人可以请求人民法院拍卖、变卖担保财产并返还超过债权数额的部分”。此时担保财产是否由债权人占有成为担保物权消灭与否的前提的理论基础是什么?本文针对上述不解作出以下几点探讨。
Secured property rights as the purpose of ensuring the satisfaction of the debt, and the debtor or third party specific objects or powers set by the restricted property, its primary purpose is to ensure the realization of the obligee’s claims, the security right in the The doctrine is also called the value right. The value of the security interest and the purpose of the security determine that it must be subordinate to the principal claim secured, and it is impossible to exist independently of the principal claim. Especially in terms of the two aging requirements are more different, can not be confused. And China’s “Property Law” (draft) Article199 stipulates that the security interest with the expiration of the limitation period of the main claims extinguished. The latter paragraph of the article also stipulates that “the security owner in possession of secured property, the guarantor may require the security owner to exercise security interests, the security owner does not exercise, the guarantor may request the people’s court auction, sale of security assets and Return more than the amount of the debt part ”. At this moment, what is the theoretical basis of whether the guarantee property is owned by the creditor as the precondition of the destruction of the real right of security? In this paper, the following points are discussed in light of the above misunderstanding.