随着我国金融体制改革的不断深入和金融业竞争的日益加剧,金融机构的优胜劣汰再所难免,为保障我国金融业安全、稳健运行,提高金融市场配置效率,我国必须结合金融现实,加快制定和完善我国金融机构市场退出制度。本文将从金融机构市场退出的含义、模式、存在的问题及对策建议等几个方面阐述我对我国金融机构市场退出的几点思考。 With the deepening of China’s financial system reform and the increasing competition in the financial industry, the survival of the fittest of financial institutions is inevitable. In order to ensure the safe and steady operation of China’s financial industry and improve the efficiency of financial market allocation, our country must speed up the formulation and implementation of financial markets Perfecting the Market Exit System of China’s Financial Institutions. This article will elaborate my thoughts on the exit of China’s financial institutions from several aspects, such as the meanings and patterns of the exit of financial institutions, the existing problems and countermeasures and suggestions.