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股份行的分级产品次级方杠杆倍数多在3.5倍以内,且多以净值型产品的方式发行;而国有行分行产品次级方杠杆倍数多在5倍以内。近期债市波动加剧,银监会窗口指导多家商业银行,要求暂停新发分级型理财产品。目前市场上存续的此类结构化产品数量比例并不高,根据普益标准数据库进行粗略统计,不到0.5%。从存续规模看,国有行及股份行所占比例较高,
The subordinate leverage multiples of the classified products of stock banks are more than 3.5 times, and most of them are issued in the form of net worth products. The subordinate leverage multiples of the state-owned bank branches are more than 5 times. Recent bond market volatility intensified, the China Banking Regulatory Commission window to guide a number of commercial banks, requiring the suspension of the new graded wealth management products. The proportion of such structured products currently on the market is not high, according to rough standard statistical database, less than 0.5%. From the scale of existence, the proportion of state-owned banks and share banks is higher,