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文章论述了研究合作医疗抗疾病经济风险能力的背景、目的和研究思路，提出抗风险是合作医疗的本质和主要功能，初步构建了衡量合作医疗抗疾病经济风险能力的方法。
The article discusses the background, purpose, and research ideas of the ability to study the economic risks of cooperative medicine against diseases, and proposes that risk resistance is the essence and main function of cooperative medical care, and initially constructs a method to measure the ability of cooperative medical insurance against disease economic risks.