世界上大多数国家和地区都十分重视责任保险的推行。在一些发达国家 ,责任保险费收入一般占财产保险保费收入的 2 0 %以上 ,其中美国的各种责任保险的保费收入占非寿险业务的 4 0 %至 50 % ,欧洲一些国家的责任保险费收入占整个非寿险保费收入的 30 %以上 ,日本等国家的责任险 Most countries and regions in the world attach great importance to the implementation of liability insurance. In some developed countries, the income from liability insurance generally accounts for more than 20% of the premium income from property insurance, among which the premium income from various liability insurances in the United States accounts for 40% to 50% of the non-life insurance business, and the liability insurance premiums in some European countries Income accounted for more than 30% of the total non-life premium income, Japan and other countries liability insurance