论文部分内容阅读
自2007年6月我国首家P2P网络借贷平台——拍拍贷诞生以来,P2P网络借贷平台的数量就如雨后春笋般迅速增长。随着P2P网络借贷市场的发展,P2P网贷平台在我国社会经济发展中的作用愈发重要,加之其本身在操作和运行过程存在的高风险性,因而对其进行监管就显得十分必要。在现有P2P网贷平台监管制度缺乏的情况下,笔者试图针对P2P网贷平台操作和运行中的风险性,在明确监管主体的基础上进一步提出具体的监管措施,以期达到规范P2P网贷平台和降低其所带来的风险的目的,以此促进其进一步健康良性发展。
Since June 2007, the first peer-to-peer P2P lending platform in China - the birth of pat-pat loans, the number of P2P online lending platforms has rapidly skyrocketed. With the development of P2P online lending market, P2P online loan platform plays an increasingly important role in the social and economic development of our country. In addition, its own high risk in operation and operation makes it necessary to regulate it. In the existing P2P network loan platform regulatory system is lacking, the author attempts to P2P network loan platform for the operation and operation of the risk in a clear regulatory body based on the further proposed specific regulatory measures, in order to achieve the standard P2P network loan platform And to reduce the risks it brings in order to promote its further healthy and healthy development.