德国是世界上第一个建立工伤保险制度的国家。1884年7月6日,德国颁布工伤保险法,其基于与民法不同的原则,即“不以追究事故责任者确定赔付的原则”。其含义为,在工伤赔付上,无需再追究是雇主还是雇员方面的过错,而是以是否发生在就业过程中为确定工伤赔付范围的划定标准。工伤保险法律将过去由工人方面承担事故后果,转移向由雇主方面承担。但雇主的责任不是以企业主个人承担 Germany is the first country in the world to establish a work injury insurance system. On July 6, 1884, Germany enacted the Work-related Injury Insurance Law, which is based on the principle of being different from that of civil law, that is, “the principle of not determining the claim for compensation for the persons responsible for the accident.” The implication is that there is no need to pursue the employer’s or employee’s fault in work injury claims, but rather to set the standard for determining the scope of work injury claims during employment. The law on work injury insurance will in the past bear the consequences of the accident by the worker and the transfer should be borne by the employer. However, the employer’s responsibility is not borne by the business owner