论文部分内容阅读
新闻背景:当前,国内经济正处于“扩内需、保增长”的关键时刻,以拓展个人信贷服务拉动居民消费需求,将是促进经济回暖的重要途径之一。而同时,次贷危机的教训让国内商业银行对个人信贷业务的拓
News Background: At present, the domestic economy is at a crucial moment of “expanding domestic demand and boosting growth”. One of the important ways to promote economic recovery will be to boost consumer demand through personal credit services. At the same time, the lessons of the subprime mortgage crisis let domestic commercial banks expand their personal credit business