自1972年美国芝加哥商品交易所率先推出外汇期货合约以来,金融衍生产品向世人显示了巨大的生命力,短短三十几时间它的发展规模和速度令世人惊叹。在传统金融存贷利差收入不断缩小的今天,金融衍生产品给商业银行业带来了新的利润增长点,同时也给商业银行带来更大的风险隐患。在次贷危机席卷全球的形势下,如何对金融衍生产品风险进行防范,成为了一个重要的课题。 Since the exchange of futures contracts was first introduced by the Chicago Mercantile Exchange in 1972, financial derivatives have shown tremendous vitality to the world. In just thirty years, its scale and pace of development have astonished the world. With the shrinking income of traditional financial deposit-loan spreads, financial derivatives have brought new profit growth points to commercial banks and brought more potential risks to commercial banks. Under the circumstance that the sub-prime crisis swept the world, how to guard against the risks of financial derivatives has become an important issue.