我国保险业起步较晚,随着早期投保人年龄的增长,赔付支出将逐步扩大。如今,为了应对赔付风险,保险业该早做准备今年前三季度,弱冠(二十岁)之年的平安保险交上了一份惨淡的成绩单,入股富通集团巨亏近160亿元,境内股市重挫也影响了其投资收益。另外两家保险巨头中国人寿和太平洋保险虽然没有大手笔海外投资,但也在资本市场的寒风中瑟瑟发抖,净利润与去年同期相比,均大幅缩水。 The insurance industry in our country started relatively late. With the increase of the age of the early policyholders, the payment for the expenses will be gradually expanded. Today, in order to deal with the risk of payment, the insurance industry should prepare for this as early as the first three quarters of this year, Ping An (20 years old) of Ping An Insurance handed in a bleak transcript, the stake in Fortis huge loss of nearly 16 billion yuan, The fall in the domestic stock market also affected its investment income. Two other insurance giants, PICC Life Insurance and Pacific Insurance, although they did not have generous overseas investments, shook their heads in the cold wind of the capital markets and their net profits shrank substantially compared with the same period of last year.