房贷一向被视为较为优质的信贷资产,有些银行为争夺房贷业务资源,竞相提高支付给中介的返点,返点由此越推越高,日前中国银行业协会全面叫停返点行为。 Mortgage has always been regarded as relatively high-quality credit assets. Some banks scrambled for mortgage business resources and competed to raise the rebates paid to intermediaries. The rebate pushed them higher and higher. Recently, the China Banking Association completely halted the rebate.