欠发达地区个人住房贷款业务为何步履蹒跚王剑星，李泽军从１９９８年７月１日起，国家取消沿袭了几十年的福利实物分房制度，实行住房分配货币化，然而，绝大多数城镇居民完全依靠自己的积蓄去圆住房梦仍然难以实现，这给基层银行个人住房贷款业务的发展带来了前所未有的... Why housing loans in underdeveloped areas staggering Wang Jianxing, Li Zejun From July 1, 1998 onwards, the state abolished the system for decades to allocate benefits in kind, the implementation of the monetization of housing distribution, however, the vast majority of urban residents completely Rely on their own savings to round housing dream is still difficult to achieve, which gives the development of primary banking personal housing loan business has brought unprecedented ...