消费信贷１９９８年才刚刚起步，１９９９年将得到更大的发展，这必将改变我国民众的消费心理和消费方式，同时也是对商业银行经营方式的一种挑战和革命。一、当前发展消费信贷的可行性首先，稳步增长的城乡居民储蓄存款为发展消费信贷提供了雄厚的物质基础。到去年８月末... Consumer credit has just started in 1998 and will be further developed in 1999, which will surely change people’s consumption psychology and consumption patterns in our country. It is also a challenge and a revolution in the mode of operation of commercial banks. First, the feasibility of the current development of consumer credit First, the steady growth of savings deposits of urban and rural residents for the development of consumer credit provides a solid material foundation. By the end of last August ...