随着我国社会主义市场经济体制的确立,同行业间的竞争已相当剧烈,作为参与市场的保险业也不例外。保险市场的主体已有多家,它们之间的竞争仍处于无序状态。其主要原因是,我国的保险立法和相关的管理机制的滞后,由此产生了各家公司在业务竞争中争相降低保险费率,滥付回扣,超标准支付代理手续费,以及有些部门不经批准乱办保险等不正常现象,且有继续发展之势。有鉴于此,尽快建立保险行业的中观协调组织势在必行,以促进我国保险市场的健康发展。 With the establishment of the socialist market economic system in our country, the competition among industries has been quite fierce, and the insurance industry participating in the market is no exception. The main body of the insurance market has more than one, the competition between them is still in disorder. The main reason is that China’s insurance legislation and related management mechanisms lagged behind, resulting in various companies in the business competition vying to reduce insurance rates, non-payment of kickbacks, exceeding the standard payment agency fees, and some departments do not Approved the chaos of insurance and other abnormal phenomena, and continue to develop the trend. In view of this, it is imperative to establish an intermediary coordination organization in the insurance industry as soon as possible so as to promote the healthy development of China’s insurance market.