凡是贷款买房的人都知道,到银行办按揭,手续挺麻烦。要提供房子的认购证明,还要有借款人本人的身份证明、收入证明、信用记录。重要的是,不少手续不仅需要本人亲自办理,而且要留下本人签字,别人没法代劳。然而,几个月前,新疆维吾尔自治区伊宁市一位叫付永德的市民突然发现,在他本人毫不知情的情况下,银行却给他办了一笔住房贷款。 Anyone who buys a loan knows that when it comes to bank mortgages, the procedure is very troublesome. To provide evidence of the purchase of the house, but also the borrower’s ID, proof of income, credit history. Importantly, a lot of formalities not only need to be handled by themselves, but also leave me signed, others can not do it. However, a few months ago, a citizen in Yining City, Xinjiang Uygur Autonomous Region, named Fu Yongde, suddenly found out that he did a mortgage loan to him without his own knowledge.