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参考近几年来的重大财经新闻可以得知,当前全球的银行业面临严重的信誉危机,各类非法案件频出,对于社会经济结构的稳定造成了巨大的损害,同时也在民众间造成了不利影响。而逐渐开放的市场使我国的商业银行更容易遭受全球金融危机的影响和外来资本的入侵,因此,我国城市商业银行正面临着越来越严峻的管理危机,需要进行合理的风险控制和管理改革。本文从加强风险防范意识,完善内部监管体系,以及落实社会监督机制等方面着手,提出了相应规避风险的办法,希望能为城市商业银行会计风险管理做一些参考。
With reference to the major financial news in recent years, we can see that the current banking industry in the world is facing a serious crisis of credibility and the frequent occurrence of various types of illegal cases, which have caused tremendous damage to the stability of the social economic structure and also caused unfavorable public interests influences. The opening up of the market makes our country’s commercial banks more vulnerable to the global financial crisis and the invasion of foreign capital, therefore, our city commercial banks are facing more and more serious management crisis, the need for reasonable risk control and management reform . This article puts forward corresponding ways to avoid risks in the aspects of strengthening the awareness of risk prevention, perfecting the internal supervision system and implementing the social supervision mechanism, hoping to make some reference for the management of accounting risk in city commercial banks.