河北省霸州市是一个以发展乡镇企业为法宝而跻身河北十强的县级市,到2000年3月,全市拥有私营企业1510家,个体企业19364个。个体私营经济的迅猛发展,推动霸州市各项存款平均每年以4.94亿的速度增长。但是随着国有商业银行贷款审批权普遍上收,金融机构对全市的贷款逐年下降,企业 Bazhou City, Hebei Province, is a county-level city where Hebei’s top ten enterprises take the development of township enterprises as its magic weapon. By March 2000, the city had 1510 private-owned enterprises and 19,364 individual enterprises. The rapid development of individual and private economy to promote the average annual deposit of Bazhou 4.94 billion growth. However, with the general approval of the loan approval authority of state-owned commercial banks, the loan amount of financial institutions to the whole city is declining year by year. Enterprises