各国破产法一般均规定债权债有申请债务人破产的权利,但具体到有财产担保的债权人是否能发动破产程序,则规定不尽一致,我国有关破产的法律和司法解释对此也没有明确规定,然而对这一问题必须有明确的认识,才能在司法实践中正确适用法律.《析有财产担保的债权人是否有申请债务人破产的权利》一文对此有独到见解. Bankruptcy laws in other countries generally stipulate that the debts of the debts have the right to apply for the bankruptcy of the debtor. However, the specific provisions of the laws and judicial interpretations on bankruptcy do not clearly stipulate whether the creditors with property guarantees can initiate bankruptcy proceedings. However, it is necessary to have a clear understanding of this issue in order to apply the law properly in judicial practice.It is a unique insight into the article “Whether there is any right of creditors with property guarantee to apply for the debtor’s bankruptcy.”