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据媒体报道,中国人民银行、住房城乡建设部、中国银行业监督管理委员会,3月30日发布了《关于个人住房贷款政策有关问题的通知》。《通知》明确,缴存职工家庭使用住房公积金委托贷款购买首套普通自住房,最低首付款比例为20%;对拥有1套住房且相应购房贷款未结清的居民家庭,为改善居住条件再次申请商业性个人住房贷款购买普通自住房,最低首付款比例调整为不低于40%。这也意味着,此前有关
According to media reports, the People’s Bank of China, Ministry of Housing and Urban-Rural Development and China Banking Regulatory Commission released the Circular on Relevant Issues concerning Personal Housing Loan Policy on March 30. “Notice” made it clear that the families of workers using the housing provident fund entrusted loans to buy the first set of ordinary self-housing, the minimum down payment ratio of 20%; have a set of housing and the corresponding purchase loans outstanding households to improve living conditions again Apply for commercial housing loans to buy ordinary self-housing, the minimum down payment adjusted to not less than 40%. This also means that previously related