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为促进农发行贷款业务快速发展,需要在审查项目实施真实性和资金支付合规性之间找到一个平衡点。中长期项目贷款业务是农发行信贷业务的重点,也是管理中的难点,尤其是在信贷资金支付使用上,在内外部检查中暴露出的问题较多。为此,农发行总行于2016年出台了《贷款资金支付管理办法》,2017年3月,总行基础设施部对农业农村基础设施贷款发放和支付管理做出了进一步要求。然而,在实践过程中仍存在一些实际问题,影响了
In order to promote the rapid development of the Agricultural Development Bank’s loan business, it needs to find a balance between examining the authenticity of project implementation and the compliance of fund payment. Long-term project loan business is the focus of ABC’s credit business, but also the management of the difficulties, especially in the use of credit funds, the internal and external inspection revealed more problems. To this end, the head office of the Agricultural Development Bank issued the Measures for the Management of Payment of Loan Funds in 2016. In March 2017, the Infrastructure Department of the Head Office made further requirements on the issuance and payment of loans to agricultural and rural infrastructure. However, there are still some practical problems in the course of practice that have an impact