银监会决定，在前些年农村信用社改革试点取得重要进展和阶段性成果的基础上，再用5到10年的时间，把农村信用社分期分批逐步建设成符合现代金融企业要求的有特色的社区性农村银行机构。为实现这一目标，从2006年开始，农村信厢社将用一年的时间，由以期限管理为基础的“一逾两 The CBRC decided that based on the important progress made in the pilot reform of rural credit cooperatives in the previous years and the phased achievements, it will take another 5 to 10 years to gradually build the rural credit cooperatives into groups that meet the requirements of modern financial enterprises step by step Community-based rural banking institutions. To achieve this goal, from 2006 onwards, the rural letter compartment will use a year’s time by the deadline-based management of "more than two