我国社会养老保险制度自上世纪50年代初在中国创建以来,经过几十年的发展、完善和改革,目前已形成了企业职工养老保险制度、机关事业单位养老保险制度和农村养老保险制度并存,发展程度各异的格局,对促进经济发展和社会的稳定都起到了积极的作用。但是,随着社会经济的进一步发展和我国人口社会结构的急剧变化,现行制度越来越呈现出保障层次单一、适应能力较低等问 Since the system of social endowment insurance in China was founded in China in the early 1950s, China has formed an endowment insurance system for enterprise employees after decades of development, improvement and reform. The system of endowment insurance of government agencies and public institutions and the rural endowment insurance system coexist, The pattern of development at different levels has played a positive role in promoting economic development and social stability. However, with the further development of the social economy and the drastic changes in the social structure of our population, the current system is increasingly assuming the problems of single-level guarantee and lower adaptive capacity