随着我国利率市场不断调整,我国利率市场化进程出现了明显的加速趋势。招商银行行长马蔚华说,当前中国银行业面临的三大变化日益凸显,延续几十年的传统发展模式日益举步维艰,亟待加快转型。利率市场化是银行业面临的重大挑战之一。 With the continuous adjustment of China’s interest rate market, the process of marketization of interest rates in our country has shown a clear acceleration trend. Ma Weihua, president of China Merchants Bank, said that at present, the three major changes facing China’s banking sector have become increasingly prominent. The traditional development model that has lasted for decades has been struggling with difficulties and the urgent need to speed up the transformation. Marketization of interest rates is one of the major challenges facing the banking sector.