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中小企业发展的主要障碍之一是“融资难”问题,这也是个世界性的难题,至今未得到实质性解决。本文阐述了浙江舟山新区中小企业的融资现状,并从内部和外部两方面分析了融资难的成因。基于目前金融综合改革的大好契机,本文从金融体系建设的角度提出舟山新区要逐步建设并形成不同类型、规模互补的金融组织体系,提供多层次、差异化的金融服务体系等,以解决中小企业融资难问题。
One of the main obstacles to the development of SMEs is the issue of “financing difficulties”, which is also a worldwide problem that has not yet been substantively solved. This article expounds the financing status quo of SMEs in Zhoushan New Area in Zhejiang Province and analyzes the causes of financing difficulties from both inside and outside. Based on the current financial comprehensive reform opportunity, this article from the perspective of the financial system construction Zhoushan New Area to gradually building and the formation of different types and sizes of complementary financial organization system, providing multi-level, differentiated financial services system to address the small and medium enterprises Financing problems.